“Sharia Governance in Islamic Financial Technology: A Systematic Literature Review and Future Research Agenda”. Maaliyah: Journal of Islamic Economic Law and Islamic Finance 2, no. 1 (June 29, 2026): 21–44. Accessed August 8, 2026. https://ejournal.darunnajah.ac.id/index.php/Maaliyah/article/view/913.