Empowering Pesantren Economic Growth Through Financial Literacy Improvement in HEBITREN Solo Raya
Abstract
The economic empowerment of pesantren has become a strategic focus in enhancing the financial independence of Islamic educational institutions. However, many pesantren business units under the Himpunan Ekonomi dan Bisnis Pesantren (HEBITREN) Solo Raya still face challenges in financial literacy and management. This community engagement program applied the Asset-Based Community Development (ABCD) approach combined with a qualitative descriptive method to analyze the impact of financial literacy training. The study involved 50 participants from various pesantren business units, aiming to improve their financial literacy and financial management skills. The initial assessment revealed that not all participants had adequate knowledge of financial recording, particularly in the context of sharia-based accounting. The training began with fundamental financial recording techniques and later introduced participants to SIAPIK, a financial recording application provided by Bank Indonesia. Qualitative descriptive analysis of the training process indicated that participants gained significant improvements in financial literacy, and all successfully installed and utilized the SIAPIK application to manage and report their financial activities. These findings suggest that the ABCD approach, supported by qualitative descriptive analysis, effectively strengthens pesantren entrepreneurship by integrating financial literacy with technological solutions, thereby promoting economic sustainability within the pesantren ecosystem.
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